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乌鲁木齐二手房贷申请量增两三成

发布日期:2013年7月9日   喀什房产网

       核心提示:“什么时候才能贷上款?”与现在心急如焚购买二手房的市民相比,乌鲁木齐市各银行信贷员也忙得脚不沾地。

        家住乌鲁木齐市红十月小区的张信贤看中了大西门一套二手房,7楼,85平方米,房主以50万元出手。张信贤向银行申请了二套房按揭贷款,首付30万,可剩下的20万元迟迟贷不下来。“真担心有什么变动。”张信贤说,内地关于贷款的消息很多,他很担心这套“实惠房”因为政策变化而泡汤。

        随着新“国五条”的不断升温,乌鲁木齐市银行的二手房贷量也在增加。

“这几天贷款申请的数量可以用激增来形容。”乌市商业银行个人银行部相关工作人员透露,今年3月份前半个月的放贷笔数,比去年3月一整月的数量还增加了近32%,申请二手房贷的数量就更多了。

工商银行新疆分行个金部相关负责人说,尽管3月的数据并未出来,但预计该行二手房贷款发放量增幅至少在20%。

        招商银行乌鲁木齐分行个人信贷部相关负责人介绍说,保守估计该行3月份二手房贷的申请量至少增长10%。

针对市民担心银行会针对二套房停贷或提高首付比例,多家银行表示:不必担心,二套房贷款政策不变。“相关政策、办理流程、银行环节的审批时间都没有变化,仍然执行老政策。”老政策是指:首付六成,贷款利率上浮10%。
 
 
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